Our Properties

SUNVILLE

img 22A SAINT MICHAEL'S ROAD
RENT
  • img 200 Sq/ft
  • img S$4.75 psf
  • img 1 Bedroom
  • img 1 Bathroom
S$950

Listed by : Zhuo Huiting

660A JURONG WEST STREET 64 SINGAPORE 641660

img 660A JURONG WEST STREET 64
HDB
RENT
  • img 150 Sq/ft
  • img S$4.33 psf
  • img 1 Bedroom
  • img 1 Bathroom
S$650

Listed by : Zhuo Huiting

236A SERANGOON AVENUE 2 SINGAPORE 551236

img 236A SERANGOON AVENUE 2
HDB
SALE
  • img 1,516 Sq/ft
  • img S$547.49 psf
  • img 4 Bedrooms
  • img 2 Bathrooms
S$830,000

Listed by : Andy CHIA

686C JURONG WEST CENTRAL 1 SINGAPORE 643686

img 686C JURONG WEST CENTRAL 1
HDB
SALE
  • img 1,011 Sq/ft
  • img S$532.15 psf
  • img 3 Bedrooms
  • img 2 Bathrooms
S$538,000

Listed by : Andy CHIA

STARLIGHT SUITES

img 11 RIVER VALLEY CLOSE
RENT
  • img 560 Sq/ft
  • img S$5.36 psf
  • img 1 Bedroom
  • img 1 Bathroom
S$3,000

Listed by : Andy CHIA

BELGRAVIA VILLAS

img 288 BELGRAVIA DRIVE
SALE
  • img 3,585 Sq/ft
  • img S$906.56 psf
  • img 5 Bedrooms
  • img 5 Bathrooms
S$3,250,000

Listed by : Andy CHIA

How We Works

img

New Launch Projects

In our New Launch projects section, you can find the latest New Launch condos for sale, together with the property news on upcoming projects and all you need to know about new condo launches in Singapore.

img

Buy Property

Searching for your dream home through our real estate database can be a fun and interactive process. You can easily find resale properties for sale such as HDB, condos and landed houses in Singapore. 

img

Rent Property

Whether you are an expatriate or a citizen looking to relocate temporarily, make use of our rental properties database to find the available HDB for rent or Condos for rent. 

Lorum Ispum

img

OUR MILESTIONES AND OUR HISTORY

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer tooka galley of type and scrambled it to make a type specimen book. It has survived not only five centuries

img

Articles

MAS to engage banks on gradual easing of COVID-19 relief measures

The Monetary Authority of Singapore (MAS) is working closely with banks and financial institutions on how to ease individuals and businesses who have tapped on existing COVID-19 relief measures into gradually resuming repayments. "We wish to avoid cliff effects of a sudden withdrawal of these reliefs. It can’t be that past midnight of 31 December 2020, all the reliefs stop and then borrowers have to start making repayments on 1 January 2021. That will be too sudden and they may not be prepared.”, said MAS managing director Ravi Menon on Thursday (16 July). Singapore central bank aims to announce more details by October so that borrowers have sufficient time to adjust. The MAS rolled out various measures early this year to help individuals whom encountered financial pressure amid the coronavirus pandemic. These include allowing individuals to apply to defer their repayments for residential property loans, student loans, renovation loans and car loans until the end of the year. These relief measures have helped ease the financial stress of individuals and businesses, said Mr Menon, but deferred repayments only provide “temporary relief”. “Bank loans and insurance policy premiums will eventually have to be paid,” he said. MAS chief acknowledged that deferment incurs interest cost, which means larger outstanding balances at the end of the deferment period. The longer the deferment, the more at risk some of these borrowers will be in terms of repayments. To date, local and foreign banks in Singapore have approved the deferment of principal or interest payments, or both, for nearly 34,000 mortgage loans until 31 December 2020. They have also deferred both principal and interest payments on more than 2,100 renovation and education loans. As of today, the fixed rate for mortgage loan is about 1.48% for 3 years and the 1 month SIBOR remains at a low of 0.25%.

July 17 2020
img

Total debt servicing ratio (TDSR) waived for deferred mortgage payments

Property owners whom apply to defer payments for their secured mortgage loans will not be subject to the total debt servicing ratio (TDSR) according to the Monetary Authority of Singapore (MAS). For residential properties, borrowers are not subject to TDSR when they apply to defer either their principal payment or both principal and interest payments on their mortgages. Interest will accrue only on the deferred principal amount. Most major retail banks have extended payment deferments to individuals with commercial or industrial property loans as well. As in the case of residential mortgages, these borrowers are not subject to TDSR when they defer their repayments. They can approach their lenders to seek assistance and explore possible relief measures. Those seeking to refinance owner-occupied residential mortgages will not be subject to TDSR and LTV limits. The aim is to help borrowers with fixed rate mortgage packages that are out of the lock-in period, and who want to refinance their loans at a lower interest rate. In addition, MAS indicated that the mortgage servicing ratio (MSR) is lifted too. The MSR refers to the portion of a borrower's gross monthly income that goes towards repaying all property loans, including the loan being applied for. It applies only to housing loans for the purchase of an HDB flat or an executive condominium (ECs) bought directly from a developer. Otherwise, MSR is capped at 30 per cent of a borrower's gross monthly income. Therefore, if you wish to refinance your owner-occupied loans for HDB flats or ECs, you will not be subject to both TDSR and MSR. Those with mortgage equity withdrawal loans secured on their existing private residential and non-residential properties will also be exempted from TDSR limits if the LTV ratio does not exceed 50 per cent, as per an adjustment already introduced in March 2017. Borrowers are not subject to TDSR requirements when they take up unsecured credit facilities, such as personal loans and credit cards. However, there are minimum income requirements for such facilities, and MAS has also put in place measures such as the industry-wide borrowing limit to promote financial prudence and avoid the excessive accumulation of debt that would lead to future financial strain.  Small and medium sized enterprises (SMEs) borrowers are not subject to TDSR if they apply for payment deferments on their secured property loans. SMEs are defined as sole proprietors or firms which have annual sales turnover of up to S$100 million or employment size of up to 200 workers. This payment deferment relief was announced by MAS on 31 March as part of the financial industry’s relief package for SMEs. Businesses that have taken up mortgage equity withdrawal loans (MWLs) secured on residential or non-residential properties are also not subject to TDSR and loan-to-value (LTV) limits. These include corporations, limited liability partnerships, and partnerships.

April 27 2020
img

New Launch Residential Sales Down 32.4% in March

Singapore developers sold 660 private homes in March, down 32.4 per cent from February as buyers beware of the threat that coronavirus posed to the global economy. Many property analysts attributed the fall to lackluster new launch sales of the prime core central region (CCR), where only 45 units were sold, down 89.1 per cent from the previous month of 412. The best-selling project for the month was OLA , an executive condominimum (EC), which sold 170 units. The other top performers for private condos were Jadescape (sold 76 units), Treasure at Tampines (moved 69 units) and Parc Esta (63 units sold). International Monetary Fund (IMF) has predicted the global economy to suffer the worst recession with a sharp contraction of 3 percent in 2020 since the Great Depression. The property sales for April should fall further given the Singapore circuit breaker period imposed from 7 April to 4 May 2020. In tandem with the circuit breaker, a new law [the COVID-19 (Temporary Measures) Act 2020] was passed in Parliament on 7 Apr. The aim is to reduce the risk of infection by encouraging everyone to stay home and avoid outdoor activities. Most developers and property agents have implemented virtual showflats so that you can view the new launch projects as if you were on site physically. However, actual sales have not materialised from this new form of marketing strategy.

April 21 2020
img

Stanley Ho's Shun Tak Holdings acquires 111 Somerset from Perennial

Gambling tycoon Stanley Ho's Shun Tak Holdings has agreed to purchase the remaining 30 per cent stake in 111 Somerset from Perennial Real Estate Holdings for $155.1 million in cash. Shun Tak already owns the remaining 70 per cent stake in the commercial development, having bought it from a Perennial-led consortium in January 2017 at an agreed property price of approximately S$1.258 billion based on net strata area. In 2019, 111 Somerset completed a major asset enhancement exercise costing approximately S$120 million. The extensive works included enhancing the retail offerings at the retail podium, incorporating medical suites of about 32,000 square feet, and sprucing up of the office lobby and common areas. The two office towers, starting with the Somerset Tower, and the medical suites are also being sold on a strata basis. 111 Somerset is also known as TripleOne Somerset. Being just five minutes walk away from Somerset MRT station, its prime location in Orchard district is one of the major pull factors. The property enjoys two prominent frontages along Somerset Road and Devonshire Road which provide dual drop off and access to the development. The Transaction was based on the property value for the net strata area. Perennial is expected to record a pre-tax gain on disposal of approximately S$25 million. In December 2013, Perennial syndicated a consortium of investors to acquire 111 Somerset at a property price of S$970 million and held a 50.2% stake. Perennial (Singapore) Retail Management will remain the property and project manager of 111 Somerset.

April 21 2020
img

Model @ 2020

House hold images. Having list of images

April 21 2020
img